The Marketplace helps
people without health coverage find and enroll in a plan
If you don’t have coverage through a job, Medicare,
Medicaid, the Children’s Health Insurance Program (CHIP), or another source, the Marketplace helps you find and enroll in a plan that fits your budget and meets your needs.
You can apply online, by phone, or with a paper
application. When you apply we’ll tell you if you qualify for:
- A health insurance plan with savings based on your income. Most people who apply
qualify for premium tax
credits that lower the costs of coverage. Some also qualify for savings on deductibles, copayments, and other costs. All plans cover:
- Medicaid and the Children’s Health Insurance Program (CHIP). These programs
provide free or low-cost coverage to millions of individuals and families with limited income, disabilities, and some other circumstances. Many states are expanding Medicaid to cover all households
below certain income levels. See if your state is
You can apply for Medicaid and CHIP any time of year.
There’s no limited enrollment period for these programs. If you qualify, coverage can start immediately.
fees and exemptions